Everything you need to know about getting pre-approved, having your offer accepted, and closing on your new home purchase.
We know the home buying experience can be fraught with mystery. Our experienced agents will leverage expertise, local market knowledge, and key industry partnerships to ease you through the process of finding your dream home. We’ve been down this road before, so we’ll first ask the necessary questions and gather the important data we need to kick off journey to home ownership. Let’s get started!
At this stage, our job is to maneuver all the financial pieces to ensure you’re on strong financial footing when that dream home becomes available. Our recommended network of lenders and financial experts will help tighten up your credit, determine exactly how much you can afford for both a home and a down payment, and make sure you’re formally pre-approved for a loan, all with the goal of solidifying your position as a serious market contender.
Now for the fun part! We’ll help you draw up a “wish list” of everything you’re looking for in not just your new home, but your new community as well. We’ll match your must-haves with your budget and then draw on our local expertise and network of industry colleagues to help you find a place that’s everything you wished for. Shopping for a home is exciting, so just have fun with it!
You’ve found “the one” and you’re ready to make an offer! We’ll help you formulate a fair, data-driven purchase offer based on in-depth market analysis, and draw up the purchase agreements. Then, we’ll leverage smart negotiating skills to guide you through contingencies and ensure you don’t spend any more than you need to. And, should things not work out with one offer, we’ll be ready with a game plan for the next.
Once your offer is selected, you can elect to inspect the property. If you do this, we’ll send an independent licensed inspector to fully check a home’s condition. Because it detects issues that aren’t apparent on a walk-through, a home inspection is a powerful negotiating tool and the best insurance you can ever get on a property. If issues arise, we’ll work with you to develop strategies on how best to proceed. You’re getting close, and you don’t want to set yourself up for a houseful of headaches.
This part can get complicated, but we know from experience how to keep the crucial final stages of loan approval from becoming overwhelming. We’ll regularly monitor the progress of your transaction and keep you fully aware of unexpected funds that might be expected from you. We’ll also work with your lender to make sure all the necessary paperwork is complete as we move closer to a smooth closing.
Making it through escrow can seem like a mountain of details but the view from the top is worth it. Expect to sign a ton of paperwork before you get there, and we’ll hold your hand through every step of the process. A few days before closing, we’ll conduct a final walk-through, and then, once both parties sign closing statements, the keys are yours and we’ll celebrate your new home and your new life!
I first met Trish over the phone, when she contacted me from one of my inquiries. Although I had received tons of calls from other people, I was so impressed with how quickly she contacted me and how warm and sincere she seemed over the phone. I think we talked for about 45 minutes on that first phone call and before we hung up, I made plans to head to the beach to look at properties! The ladies came together as a package deal, and after only a short time, I realized why they were such a good team. They were completely prepared to show me every single house that I was interested in and also knew everything about the area that I wanted to see. Trish ...— Mia B.
I have worked with a number of bay county Realtors® over the past 20 years. Simply put, Patricia wheeler represents the best of the best. You can count on Patricia to take the time to listen and gain a clear understanding of your needs. In our case, she kept an eye on the local market for weeks and notified us of a newly listed home the day it became available for sale. Within hours, my wife and I viewed the property, realized it was the perfect home for us, and tendered an offer the same day. We closed five weeks later. Had it not been for Patricia, we would not have known of this house or had the opportunity to purchase it. We are absolutely delig...— Buyer
Trish sold me my first home. She contacted me through a listing I wanted to see. I met her at the house and she immediately told me that she wouldn't feel comfortable selling me that home because it was overpriced. Then, I knew she wasn't a Realtor® that would say anything just to sell a house. She then set up an appointment with me on a Saturday (yes, she works 7 days a week) to show me several listings. This impressed me because she took the initiative to show me the houses even if they didn't appear to be what I wanted based on the photos. She responds to calls, emails, and texts very promptly. She has extensive knowledge about resale value, loan...— Sara H.
Trish is one of the best Realtors® that we've ever met! We worked with her in 2009 and 2011 and bought our first and second condos respectively. She returns phone calls, texts, and emails promptly. Her knowledge of the entire area was awesome. She was easy to talk to and never pushes. She could adjust her searches as our focus changed. Once we found the condo we like, she did the inspection for us since we live in Chicago. Her great experience and skill always kept the offer, contract and closing process moving smoothly to completion. We strongly recommend this to you if you consider buying or selling your home there.— Buyer & Seller
We are first-time home buyers and are so glad we chose Taylor as our Realtor®. She went above and beyond for us and we are so grateful! Honestly, there were times I felt useless during the process because she literally was doing all the work for us! Not only did she help us find and close on our home but she also saved our deal! Two weeks before we closed our first initial lender dropped us, Taylor immediately made some phone calls and we were back under contract the same day! We are so happy with our purchase and highly recommended the wheeler/sauls team! They truly go above and beyond their call of duty!— Cassandra A.
I first knew Trish as an advertising associate for the local TV station. While we typically didn't advertise on TV, we decided to give it a try. She was confident and informative. Later we chose Trish again after interviewing several Realtors®, to sell our house. There were many houses in the neighborhood for sale, but ours sold first, for a price we were very pleased with. Whatever she does, she does with professionalism, and I'm happy now to call her my friend.— Roy V.
Looking for an experienced real estate team to help purchase your dream home or sell your existing home? Look no further. Get connected with your local real estate experts now.
Phone
(850) 640-6273Address
22200 PANAMA CITY BEACH PWKY., STE. E PANAMA CITY BEACH, FL 32413